With the help of the internet, Do-It-Yourself projects have become increasingly popular. Not only is it a way to add your personal touch to everything from your home décor to a formal event, but it can also be a way to keep expenses down.

Recently, I helped a friend host a formal gathering for a family member’s birthday. Since she was conscious of her budget, we looked for ways that we could add a touch of detail to the event without breaking the bank.

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To start, I must first admit that I am a fan of scrapbooking. Not only do I find it to be somewhat of a relaxing activity, but I enjoy the creativity aspect of it and the final outcome is usually something to be proud of.

That being said, scrapbooking is a hobby I would love to do more often, but time constraints reduce the amount of time I can spend on it. That does not mean I have given up though! I still regularly print out photos throughout the year and often separate the ones for the scrapbook from those more ordinary pictures, which will go into regular albums.

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Couponing is a trend that seems to be here to stay. In order to cut costs, people are looking for any opportunity to save. Cutting, sorting and storing coupons may be time consuming depending on how involved you are in this hobby. However, their value seems to outweigh the commitment required in order to truly reap the benefits.

As an avid coupon-er myself, I have realized the importance of having an organizational system in place that makes sense to you. Not only does it make it easier to reference coupons, but it also keeps them accessible while you are at the store.

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Standard file folders have the ability to serve many purposes. They can be used to organize and protect documents as well as making important pages more identifiable within a larger file. The folders that are traditionally used in the workplace have a tab for labeling and are open on three sides for easy access.

However, this type of folder may prove to be problematic if you transport files within the office or travel with work documents that are stored in traditional file folders. For the particular situation, it may be valuable to consider a more secure option that still has labeling functions in order to avoid damage to important pages.

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